Consumer Rights and Interests Protection

The security of your funds is guaranteed and ensured by JYRCB under China's deposit insurance program. China's deposit insurance scheme went into effect in May 2015. All types of financial institutions are covered, including commercial banks and rural credit cooperatives. Seven working days after an incidence, a depositor might anticipate getting their insurance benefit under the plan. The payout is restricted to a deposit of 500,000 yuan per depositor at a bank.

Marketing Partnership

In accordance with the General Office of the State Council's Guiding Opinions on Strengthening the Protection of Financial Consumers' Rights and Interests, Guidelines on Consumer Rights and Interests Protection in Banking, and requirements of the supervision department, the JYRCB continues to advance consumer rights and interests protection strategies, policies, and goals.

Online Banking Features

Do you enjoy paying bills online?

*Choose a free account, as that is what we suggest you to do.

Do you frequently have to send money to other people?

*Make sure your bank has the resources needed to process those transactions quickly and easily.

You're covered by JYRCB, so don't worry. Our online, multi-channel access allows account holders to quickly and without charge access to their accounts whenever they want, from anywhere.

Branch Availability

Jilin Yushu Rural Commercial Bank runs around 150 branches, including a corporate office, many primary branches, and numerous auxiliary branches.

Interest Rates

Interest rates are symmetrical:

The rates you pay when taking out a loan or using a credit card, as well as the rates you earn when depositing money with a bank.

JYRCB offers accounts with higher-than-average interest rates on deposits and lower-than-average interest rates on loans and obligations.

Availability of Funds

Deposits for active duty pay may be withdrawn early at Jilin Yushu Rural Commercial Bank.